with Over 60 Years of Combined Experience

Y&C Truck Capital, Providing Financing Solutions for Semi Trucks and Heavy Equipment.

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As a direct lender with over 60 years of combined experience, Y&C Truck Capital offers fast and efficient financing options for semi trucks, trailers, and heavy equipment. We provide competitive rates and terms for owner-operators of all tiers, with a direct lending source, and up to 95% of our customers get approved within 48 hours. Our dedication to exceptional customer service is reflected in our 5-star Google reviews from real clients, and we assign a dedicated agent to guide you through the application process.

We pride ourselves on our integrity and hard work, delivering on our promises to help our clients succeed. We’re committed to building long-term relationships, investing in our clients’ growth by providing tailored financing solutions. Our mission is to provide high-quality financing services to all of our clients while offering some of the best commercial truck financing rates. Contact us now and let’s work together to get your rig on the road!

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Years in the Business

We are a company with 60 years of combined business experience and a reputation for excellence in providing truck finance services. Our success is due to our commitment to exceptional customer service, competitive rates, and going above and beyond for our customers. Let us help you achieve your goals, contact us today.

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Our company works with a diverse group of customers, from small family-owned businesses to large corporations across various industries. We take pride in getting to know each customer personally, understanding their needs, and creating financing solutions that work best for them.

Issued Loans
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Our company is passionate about helping businesses achieve their goals and believes that financing should not be a hindrance to success. We offer flexible and competitive financing options to meet the diverse needs of our customers, whether it’s for a single truck or an entire fleet.

Our Team

Ray Asoulin


Experience is the key to success.

Adrian Asoulin

Adrian Asoulin

Finance Manager/ Business Development

Reluctance is in the asking. Listener is an advice taker.



People’s passion and desire for authenticity is strong.

Prabhat Dodiya

Marketing & Sales Operations

Success usually comes to those who are too busy looking for it.


Nestor Flores

Account services

My greatest strength is being able to quickly learn new skills, tools, and systems in order to have a high-quality professional performance.

Get in touch with us to
learn more about our loan options

Our financing solutions are customized to meet the needs of owner-operators at all levels, emphasizing competitive rates, excellent customer service, and building lasting relationships with clients.

Why you Should
Trust us

Trusted Financing Solutions for Your Trucking Business.

Profitability and Reliability

We are committed to providing financing options that help you achieve profitability and stability for your business. Our rates and terms are competitive, and we offer direct lending sources to ensure fast and reliable approvals.

Simplicity and Efficiency

We know that time is money, which is why we offer a streamlined application process that can get you approved in as little as 24–48 hours. Our dedicated agents will guide you through the process, making it simple and efficient.

Honesty and Openness

Transparency is essential to building trust, and we are committed to being open and honest about our rates, terms, and lending sources. We are here to answer any questions you may have and provide clear and concise information throughout the financing process.

Friendliness and Politeness

At Y&C Truck Capital, we pride ourselves on our exceptional customer service. Our dedicated agents are friendly and polite, and we strive to make every interaction with our clients a positive one. We are here to support you and help your business grow.

Trusted Truck Financing
Solutions for Your Business

Experience, Flexibility, and Efficiency for Your Trucking Needs

Customers Service is Key
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Customers Service is Key

Semi truck financing is our business, and we have been doing it for 25 years. Give us a call and find out why we have such a great customer retention rate. We are self financed, therefore we can offer you some of the best semi truck financing rates at any time.

Teachings of the great explorer of the truth, the master-builder of human happiness.

Financing Requirements
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Truck Financing Requirements

We know all the Semi Truck Financing Requirements needed in order to expedite your loan and get you an extremely competitive rate.

Give us a call to discuss your trucking loan needs. We will also work with certain clients to finance Semi Trucks Loans with Bad Credit.

Proven Track Record
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Proven Track Record

We have been operating for over 25 years, our client testimonials and repeat customers save time, and money, with our quick loan approval processes. We not only offer Big Rig Truck loans, but we also offer Semi Truck repair loans to help with planned and emergency truck repairs. Fill out a quick quote form today.

Teachings of the great explorer of the truth, the master-builder of human happiness.

Flexible Contracts
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Flexible Contracts

We have flexible payment and contract options, as a direct lender we can approve you faster and work more on your terms than most Big Rig Lenders.

We have been in the business of Big Rig Financing for 25 years, let us service your Big Rig loans, call us today.

Fast Approval Times
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Fast Approval Times

We are a direct lender, so approval times are some of the fastest in the industry, and we can afford to give the best Big Rig or equipment loans in the Industry.

Equipment Loan
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Equipment Loan

Whether trucks, trailers, heavy or agricultural equipment we are committed to becoming your partner in growing your existing business or even if you're a new start-up we will be glad to approve you using a direct lending source.

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