Y&C Truck Capital
Fuel your success
with our truck and
Apply in under 10 minutes
Same day approval.
Down payment may be as low as 10%.
Why is it Worth Taking
a Loan From us?
Unlock Your Business’s Potential with Our Convenient and Accessible Loan Solutions
Quick and Easy Truck
Accelerate Your Business Growth with Lightning-Fast Truck Loan Processing.
Easily calculate your truck loan and get an accurate estimate in seconds
Feedback From Our Customers
We Care About Your Safety
Safe and Transparent Truck Financing: Your Security is Our Priority.
Get the Financing You Need for Your Truck Anywhere in the U.S.
Frequently Asked Questions
Get answers to all your queries about our quick and hassle-free Truck Financing process
We offer financing for a wide range of commercial trucks, including semi-trucks (sleeper and daycab), dump trucks, box trucks, and flatbed trucks. Contact us to learn more about our financing options.
The amount you can borrow depends on various factors, including your credit score, income, down payment, and the value of the truck you want to finance. Contact us to discuss your financing options.
Yes, we offer financing for both new and used trucks.
Yes, you can pay off your loan early with at least a year penalty. We encourage our clients to pay off their loans as soon as possible to save on interest charges. Contact us for more information.
We also offer automatic payment options for your convenience.
To qualify for truck financing, you will need to have a 620+ credit score, a stable source of income, and a down payment. We also consider your employment history and the age and condition of the truck you want to finance.
The financing process can take anywhere from a few days to a week, depending on the complexity of your application and the documentation required. Typically, a loan will be approved within 24 hours and funded in 48 hours.
The interest rate for truck financing depends on several factors, including your credit score, down payment, and the age and condition of the truck. Contact us to discuss your financing options and interest rate.
If you miss a loan payment, you will be charged a late fee. It is important to make your payments on time to avoid any additional charges and protect your credit score.
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